Membership & Eligibility

    We want you to be part of our family

    Join Smart

    Smart Financial Credit Union is cooperative, owned, and operated by its members. Smart Financial's cooperative structure allows it to focus on people, not profit. This is what distinguishes a Credit Union from other financial institutions. Members put their money in a variety of savings accounts and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, loan income is returned to all members in the form of dividends, and comprehensive financial services.

    In addition to individuals being eligible to join, Smart Financial Credit Union also provides membership privileges to employees and members of over 300 organizations. These Select Employee Groups (SEGs), offer Credit Union membership to their employees/members as part of their benefits packages at no cost. If your company or organization is interested in becoming a SEG, please contact us for more information.

    Who is eligible to become a member

    The following is a list of individuals, businesses, organizations or associations approved for membership at Smart Financial Credit Union:

    • People who live, work, or attend school in Brazoria, Fort Bend, Harris or Montgomery Counties, Texas
    • Businesses located in Brazoria, Fort Bend, Harris or Montgomery Counties, Texas
    • People who work in the medical industry in Chambers, Galveston, Jefferson and Orange Counties, Texas

    Employees of the following Select Employee Groups:

    • Aberle Plumbing
    • ACCO Feeds, Inc.
    • Action Box, Inc.
    • Ad Valorem Records, Inc.
    • Advanced Diagnostics Healthcare- Houston
    • A&E The Graphics Complex
    • Alexandria Women’s Center
    • Alief ISD
    • Alfred Conhagen, Inc.
    • Allen’s Feed Store
    • Allenbrook Healthcare
    • Alley Theatre
    • Allied Metals, Inc.
    • Almeda Baptist School
    • Alvin Community College
    • Alvin ISD
    • American Medical Response
    • American Spring Water
    • American Steel Building Company.
    • Amerigroup
    • Anahuac ISD
    • Angleton ISD
    • Ann Allen, Inc.
    • Annunciation Orthodox School
    • Apple Glass Co.
    • April Sound Prop.
    • APPH Houston
    • Association for The Advancement of Mexican - Americans
    • Avance
    • Avondale House
    • Awnings & Such
    • Awty International School
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