Money Market Accounts

    Smart Money Market

    A Money Market account that rewards higher balances with better interest rates.

    The Smart Money Market Account offers premium dividend rates for members who keep very large balances and incremental high rates while maintaining access to funds.

    Account Features:

    • Interest bearing (Dividends are calculated based on the Average Daily Balance and are paid monthly)
    • No monthly service charge ($10 if balance falls below $2,500)
    • Limited check writing capabilities*
    • Online Banking access
    • SmartLine access
    Minimum Balance Interest Rate APY
    $0-2,499.99 0.20% on entire balance 0.20%
    $2,500-9,999.99 0.20% on entire balance 0.20%
    $10,000-24,999.99 0.25% on entire balance 0.25%
    $25,000.00-49,999.99 0.30% on entire balance 0.30%
    $50,000.00 0.40% on entire balance 0.40%
    Money Market Account Details Account Requirements
    Minimum Opening Balance $2,500
    Monthly Service fee $10 Monthly Service Charge, waived if minimum average daily balance of $2,500 is maintained

    *Unlimited withdrawals in person or by mail. A maximum of six withdrawals may be made per month through SmartLine, automatic transfer, Virtual Branch, or telephone request. A maximum of three of these withdrawals may be made by check.

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