Business

    Business Deposit Accounts

    A Wide Variety of Options for Your Business

    At Smart Financial Credit Union we realize that your business needs are as unique as you are. That's why we offer you the freedom to choose from a wide variety of savings programs - from basic Business Savings, Checking, Money Market Accounts to Certificates of Deposit. Many options are available in a wide variety of terms.

    Smart Business Membership Savings


    A Smart Business Membership Share (Savings) Account establishes your business’s membership at Smart Financial Credit Union.

    All Smart Financial Business Savings include:

    • Online Banking acces with file export capability to QuickBookss
    • Interest Bearing
    • SmartLine Access
    • Optional Overdraft Protection.
    Learn More

    Smart Business Checking Accounts

    Smart Financial Checking options and features are designed to work for your business.

    With several Business checking accounts and packages to choose from, we have an option that works just the way your business needs it to.

    All Smart Financial Business checking accounts include:

    • ATM access
    • Online Banking access with file export capability to QuickBooks
    • Smart Financial Debit Card
    • Bill pay
    • Optional Overdraft Protection.
    Learn More

    Smart Business Money Market Accounts

    A Smart Financial Business Money Market account offers a higher dividend rate for members who keep a higher balance in their accounts, while maintaining access to funds.

    All Smart Financial Business Money Market Accounts include:

    • Earn a higher rate than traditional savings
    • Online Banking access with file export capability to QuickBooks
    • SmartLine Access
    Learn More

    Smart Business Certificates of Deposit

    A Smart Financial Business CD can help you create the right savings plan to make it easier to reach your business financial goals.

    Make your money work as hard as it can for your business. We give you the flexibility of short and long term investments - 6-, 12-, 24- and 60-month terms, as well as Mini-Jumbo and Jumbo CDs.

    All Smart Financial Business Certificates of Deposit include:

    • A selection of short and long term savings and retirement goals at a fixed rate of return.
    • Higher balances may earn higher interest rates
    Learn More
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